About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Hamilton. We solve it with second mortgage business loans that frees up equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
Our team at Hamilton Second Mortgage Business Loans knows second charge lending and the quirks of local property in Hamilton. We assess the full story not just a score, move to an indicative approval in about one business day when documents are complete, and we handle first mortgage consent and deed of priority so the process stays on track.
You get straight answers, a clear pathway, and an indicative decision within twenty-four working hours when documents are complete. We look beyond a credit score and can fund up to about ninety per cent total loan-to-value in strong cases with flexible terms, interest-only or principal and interest options, and the ability to add interest to the loan in some cases.
Second mortgage business loans from us cover working capital gaps, urgent supplier or tax payments, stock buys, fit outs, equipment and vehicle purchases, and settlement or refinance bridges, and we accept both residential and commercial property as security while we do not accept rural or lifestyle blocks. We look for minimum monthly turnover of 20,000 dollars, a trading history that matches the loan size from about six months up to five years, enough equity behind the first mortgage, and a clean exit plan because common mistakes like missing documents, weak equity, no repayment path, or expecting bank rates can lead to delays, added costs, pressure from your first mortgage lender, or a decline.
Talk to our Hamilton team about second mortgage business loans Hamilton today so you can solve the cash gap and keep work moving. Call or message Hamilton Second Mortgage Business Loans to get a quick quote or set up a time to run your numbers.
Fast Approvals - $20k to $500k