About Us
Cash flow stalls or a time limited opportunity can hit when your bank is slow or at its limit in Hamilton. We use second mortgage business loans to access equity in your residential or commercial property with short term funding, fast decisions, and a simple path handled by Hamilton Second Mortgage Business Loans.
We are a local team that understands how Hamilton businesses trade through seasons and spikes. You deal with decision makers who read your numbers, weigh your equity, and price the loan for risk and speed, with rates that sit above bank lending because these are short term and higher risk.
You get speed, straight talk, and a structure that fits your cash cycle. We are consistent on timelines, we work with tough files when the equity and turnover stack up, and we stay with you until the exit is done.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to our Hamilton team about second mortgage business loans Hamilton today so you can solve the cash gap and keep work moving. Call or message Hamilton Second Mortgage Business Loans to get a quick quote or set up a time to run your numbers.
