About Us
Bank timelines do not match your cash flow needs and your equity sits locked in property. We fund second mortgage business loans in Hamilton with short term, property secured lending for bridging needs, working capital, tax payments, stock or equipment buys, and refinance while you set up longer term funding.
Property secured business lending is our lane and we have closed many second charges across residential and commercial property in Hamilton. We move fast with clear terms, handle valuations and title work, and underwrite based on trading history and a real exit plan rather than a single score.
You get fast decisions from people who live and work in Hamilton, with indicative answers within twenty four working hours when the documents are complete, and we answer the phone when you need clarity. We fund risk based and higher than bank pricing for three to twenty four months, usually six to twelve months, with early repayment allowed as set out in the loan agreement, and in strong cases total lending can reach about ninety percent loan to value with interest only or principal and interest choices and the option to capitalise interest.
Our core work is second mortgage lending, short term bridging, and top up working capital against property equity, which can help you cover a gap, win a deal, or steady cash flow while you move to bank funding, and we set everything out in a clear loan agreement with application, valuation, legal, and other costs listed. We do not publish a rate range because pricing is risk based and higher than bank lending, eligibility starts from six months trading for smaller loans and up to five years for the maximum amount with a minimum monthly turnover of twenty thousand and enough equity to support the lend, and credit scores are considered but not used on their own.
Talk to us about second mortgage business loans in Hamilton and get a quick quote or a call to map the numbers and timing. Call or send your details and we will get you moving.
Fast Approvals - $20k to $500k
