About Us
Cash flow gets tight in Hamilton when a big invoice is late, a tax bill hits, or you need stock now. We arrange second mortgage business loans secured against your property for working capital, bridging to refinance or sale, stock and equipment purchases, tax debt catch up, and short term project costs.
We are local to Hamilton and we know how to read your numbers, your equity, and your timeline. Our team has strong experience with property secured lending and we stay practical, fast, and clear from first call to settlement.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
We accept residential or commercial property as security, we don’t accept rural property or lifestyle blocks, we can consider total lending up to about ninety percent loan to value ratio in strong cases, typical terms are six to twelve months with extensions, and total term can run three to twenty four months. Minimum trading history starts at six months for smaller loans and rises to five years for the largest amounts, we expect at least twenty thousand dollars in monthly turnover, we consider credit scores without relying on them alone, repayments can be weekly, fortnightly, or monthly, early repayment is usually allowed under the contract, costs such as application, valuation, and legal are set out in the agreement, and rates are higher than bank lending because this is short term and higher risk.
Talk with Hamilton Second Mortgage Business Loans about second mortgage business loans Hamilton and get a quick quote today. Send your recent bank statements, basic financials, and property details so we can give you a prompt view and move to settlement as soon as the legal work is complete.
Fast Approvals - $20k to $500k
