About Us
Cash flow stalls or a time limited opportunity can hit when your bank is slow or at its limit in Hamilton. We use second mortgage business loans to unlock equity in your residential or commercial property with short term funding, fast decisions, and a simple path handled by Hamilton Second Mortgage Business Loans.
We are local to Hamilton and we know how to read your numbers, your equity, and your timeline. Our team has strong experience with property secured lending and we stay practical, fast, and clear from first call to settlement.
You get straight answers, quick timeframes, and a loan shaped to how your business earns and pays. We give indicative decisions in about twenty four working hours when your documents are complete, accept both residential and commercial security, may reach a total loan to value ratio near ninety percent in strong cases, and we’re open about pricing and fees before you sign so you avoid surprises.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to us about second mortgage business loans in Hamilton and get a quick quote or a call to map the numbers and timing. Call or send your details and we’ll get you moving.
Fast Approvals - $20k to $500k
