About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Hamilton. We solve it with second mortgage business loans that release equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
Our team at Hamilton Second Mortgage Business Loans lives and works in Hamilton and understands local values, timelines, and the way deals get done. We have long experience with property equity lending for small businesses and can give an indicative approval within twenty four working hours once you send clear bank statements, recent financials, a rates notice, and basic property details.
You speak with decision makers who look beyond a credit score and consider the whole story. Common mistakes are weak exit plans, missing first mortgagee consent, underestimating fees and legal costs, and sending half complete files, which can cause delays, higher charges, default interest, or a forced refinance or sale.
We offer second mortgage business loans from twenty thousand dollars to five hundred thousand dollars for three to twenty four months, with most terms landing between six and twelve months, interest only or principal and interest, with weekly, fortnightly, or monthly payments and the option to capitalise interest in some cases. Eligibility ties to trade history and scale with a minimum of six months for smaller loans up to five years for the largest, a minimum monthly turnover of twenty thousand dollars, credit scores considered but never the only factor, sufficient equity, both residential and commercial property accepted, and no rural or lifestyle blocks, and the common mistakes are weak exit plans, incomplete documents, overestimating property value, trying to use ineligible property, or not telling the first mortgage holder which can cause delays, higher costs, covenant breaches, or failed settlements.
Talk with our Hamilton team about second mortgage business loans Hamilton and get a clear quote and timeline today. Call or send us your numbers to start, and we will tell you exactly what’s workable and what’s not.
Fast Approvals - $20k to $500k
