About Us
Cash flow gaps and bank delays can put growth, payroll, or a custom made settlement at risk. We fund second mortgage business loans in Hamilton secured behind your first mortgage on residential or commercial property so you can access short term working capital fast.
Our team at Hamilton Second Mortgage Business Loans lives and works in Hamilton and understands local values, timelines, and the way deals get done. We have long experience with property equity lending for small businesses and can give an indicative approval within twenty four working hours once you send clear bank statements, recent financials, a rates notice, and basic property details.
You get clear answers within 24 working hours once we’ve complete and correct documents, flexible repayment choices including interest only or principal and interest, the option to capitalise interest when that fits cash flow, and early repayment allowed subject to your contract. We accept residential or commercial security in Hamilton but not rural or lifestyle blocks, we can consider total lending up to about 90 percent loan to value ratio in strong cases, and we set out all costs in the loan agreement so you know the full picture.
Our core service is arranging second mortgage business loans for cash flow gaps, custom made stock buys, tax arrears, marketing pushes, bridging while a refinance settles, or upgrades that drive revenue. Eligibility rises with loan size from about six months in business for smaller amounts up to about five years for the maximum amount, you need minimum monthly turnover of 20,000 dollars, credit scores are considered but don’t decide a deal on their own, we can set interest only or principal and interest, interest can be capitalised in some cases, and fees such as application and valuation and legal and other costs are set out in your loan agreement.
Talk with us about second mortgage business loans in Hamilton today and see what your property equity can do for your business. Call or message to start a quick review and get a quote from our team.
Fast Approvals - $20k to $500k
