About Us
Cash flow can tighten fast in Hamilton and a slow bank answer can cost you a deal or a key payment. Hamilton Second Mortgage Business Loans helps you move fast with second mortgage business loans, bridge funding, and short term property secured lending so you can pay suppliers, clear tax arrears, consolidate debts, or buy stock when it matters.
We are your local team at Hamilton Second Mortgage Business Loans in Hamilton with deep experience in short term, property backed lending. We read your numbers fast, talk plainly about risk and equity, and keep the path to settlement clean and predictable.
You get workable terms between 3 and 24 months, with most second mortgages running 6 to 12 with possible extensions, pricing is risk based and higher than bank lending, and all costs such as application, valuation, and legal are set out in the agreement with early repayment allowed under contract. Common mistakes are asking for more than the equity supports, skipping a clear exit, or underestimating total cost, and those choices can slow approval, add fees, or cause decline.
Our service covers second mortgage setup against residential or commercial property, not rural or lifestyle blocks, along with quick valuations, legal coordination, and hands on support on uses like stock buys, marketing pushes, tax catch up, or a short bridge between bank rounds, with terms built for short runs not long term finance and extensions considered when needed. To qualify you need a trading history that matches the loan size from six months for smaller amounts up to five years for the maximum, at least twenty thousand dollars in monthly turnover, enough equity, and clean and correct documents because common mistakes like overstating property value, weak exit plans, or hiding arrears cause price hikes, delays, declines, or worse default risk and heavy costs.
Talk with us about second mortgage business loans Hamilton and get a straight funding quote that matches your timeline and exit plan. Call or send your details today and we will map the steps and get your file moving.
Fast Approvals - $20k to $500k
