About Us
Cash flow gets tight while the bank takes too long or says no, and payroll or a tax bill or a custom made stock buy will not wait. We arrange second mortgage business loans in Hamilton with short term property secured funding and a clear plan to get you funded fast and out on time.
We are your local team at Hamilton Second Mortgage Business Loans in Hamilton with deep experience in short term, property backed lending. We read your numbers fast, talk plainly about risk and equity, and keep the path to settlement clean and predictable.
You get fast decisions from people who live and work in Hamilton, with indicative answers within twenty four working hours when the documents are complete, and we answer the phone when you need clarity. We fund risk based and higher than bank pricing for three to twenty four months, usually six to twelve months, with early repayment allowed as set out in the loan agreement, and in strong cases total lending can reach about ninety percent loan to value with interest only or principal and interest choices and the option to capitalise interest.
Our second mortgage business loans cover bridging while you wait for a sale or a refinance, short term working capital against equity, consolidation of business debts into a single short dated facility, and funding for upgrades or fit outs, and the process is simple with a scenario review, valuation, confirmed terms, and legal documents leading to settlement. Common mistakes include borrowing without a clear exit such as a sale or refinance, sending partial documents that slow approval, guessing costs and not reading fees, or trying to use rural property, and those slip ups can cause delays, higher total cost, missed repayments, default fees, and in the worst case enforcement against the secured property.
Talk to us about second mortgage business loans in Hamilton and ask for a quick quote or a fast call back so you can move on your plan now. Send your basics today and we’ll reply within one business day.
Fast Approvals - $20k to $500k
