About Us
Cash flow gets tight when a tax bill lands, a supplier discount window opens, or a project runs long and banks move slowly or say no. We arrange second mortgage business loans in Hamilton using your property equity to unlock short term funding for working capital, bridging a purchase, clearing arrears, or finishing a build.
We are Hamilton Second Mortgage Business Loans in Hamilton and we focus on short term, property secured business lending. You get straight answers, a simple checklist, and an indicative decision in 24 working hours once we receive full and correct documents, then we check trading history and turnover, review equity and any required bank consent, order valuation, and work with your solicitor to settle.
You get workable terms between 3 and 24 months, with most second mortgages running 6 to 12 with possible extensions, pricing is risk based and higher than bank lending, and all costs such as application, valuation, and legal are set out in the agreement with early repayment allowed under contract. Common mistakes are asking for more than the equity supports, skipping a clear exit, or underestimating total cost, and those choices can slow approval, add fees, or cause decline.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that is higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk with Hamilton Second Mortgage Business Loans about second mortgage business loans Hamilton and get a quick quote today. Send your recent bank statements, basic financials, and property details so we can give you a prompt view and move to settlement as soon as the legal work is complete.
