About Us
Cash is tight but your equity is strong and the window to move is small. We arrange second mortgage business loans in Hamilton that unlocks working capital, clear tax pressure, fund stock or equipment, bridge a refinance, or tidy up urgent payables so you can keep trading.
Our team at Hamilton Second Mortgage Business Loans knows second mortgage lending and we keep the process plain and direct. We head off common mistakes like ignoring total loan to value or guessing the exit, because that can trigger default fees, delays, and pressure on your property.
You speak with decision makers who look beyond a credit score and consider the whole story. Common mistakes are weak exit plans, missing first mortgagee consent, underestimating fees and legal costs, and sending half complete files, which can cause delays, higher charges, default interest, or a forced refinance or sale.
Second mortgage business loans from us cover working capital gaps, urgent supplier or tax payments, stock buys, fit outs, equipment and vehicle purchases, and settlement or refinance bridges, and we accept both residential and commercial property as security while we do not accept rural or lifestyle blocks. We look for minimum monthly turnover of 20,000 dollars, a trading history that matches the loan size from about six months up to five years, enough equity behind the first mortgage, and a clean exit plan because common mistakes like missing documents, weak equity, no repayment path, or expecting bank rates can lead to delays, added costs, pressure from your first mortgage lender, or a decline.
Talk with us about second mortgage business loans in Hamilton and let’s map a workable timeline and exit that fits your cashflow. Call or send a message to Hamilton Second Mortgage Business Loans to get a quick quote or to start the process today.
Fast Approvals - $20k to $500k
